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Author Archives: Sophia Moseley
It’s your move or more likely mine, week 35
This is the last post for this particular blog because on 4 December we exchanged and on 14 December we completed. When I started this blog in January 2017, all I had was a small financial lifeline that went towards … Continue reading
Posted in The housing crisis, the mortgage maze
Tagged banks, generation rent, landlord, lending, mortgage, renting
6 Comments
It’s your move or more likely mine, week 34
The letter has finally come through confirming we have jumped through the section 157 hoop. The letter also states that we will similarly be subject to the same condition when we decide to sell the property. So the nightmare is … Continue reading
It’s your move or more likely mine, week 33
After the torture of being told we had an offer in principle from the mortgage lender, to be told a few days later it had been refused due to Section 157 only to be told a week or so later they … Continue reading
It’s your move or more likely mine, week 32
After being told by our mortgage broker that the lender would not give us a mortgage due to a section 157 applying to the property and that there was not even the smallest possibility they would consider an appeal or change their … Continue reading
Posted in The housing crisis, the mortgage maze
Tagged mortgage, mortgage broker, renting, Section 157
4 Comments
It’s your move or more likely mine, week 31
Remember the days when you had to go for a face to face interview with your bank manager each time you needed a loan? There was no online banking and definitely no call centres in countries you had never even … Continue reading
Posted in The housing crisis, the mortgage maze
Tagged housing restriction, landlord, mortgage, renting
6 Comments
It’s your move or more likely mine, week 30
Having found a house we liked and a price agreed, it was time to go back to the broker with the good news. There had been quite a few different numbers thrown at us since we had first made inroads … Continue reading
It’s your move or more likely mine. Week 27-28
After receiving a reassuring email from our mortgage broker, whilst making no promises, I decided to progress my viewing of properties in the newspaper to viewing them in the flesh. I had registered with all the online property markets; Zoopla, … Continue reading
Posted in The housing crisis, the mortgage maze
Tagged estate agent, house for sale, mortgage, renting, right to buy
1 Comment
It’s your move, or more likely mine. Week 26
We had a breakthrough this week. If you’ve been following this blog you will know we have been renting for over 13 years, since the first day we moved south from Bedford. We were also renting for the last 3 years … Continue reading
Posted in The housing crisis, the mortgage maze
Tagged bank, financial crisis, landlord, letting agent, mortgage, renting
3 Comments
It’s your move, or more likely mine. Week 22-25
The weeks have flown by haven’t they. I cannot believe we are over the half way point for 2017. By now I had expected to not only have sorted out a mortgage but be well on the way to finding … Continue reading
Posted in The housing crisis, the mortgage maze
Tagged accountant, financial year, landlord, letting, mortgage, renting
2 Comments
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